Mortgage Calculator:

How Much House Can You Afford?

This simple mortgage calculator can help you estimate the price range of homes you could be shopping in.

How Much House Can You Afford?
If you are a first time home buyer, change the "PITI Debt Ratio" and "Total Debt Ratio" to FHA.
Annual Household Income:	$
Total Monthly Debt: (Car, Credit Cards, Student Loan, etc.)	$
Cash for down payment:	$
Property Tax:	%
Homeowners Insurance:	%
Interest Rate:	%
Term of Loan:	Yrs
PITI Debt Ratio:
Total Debt Ratio:

Results Shown Below (This calculator is considered reliable, but not guaranteed.) Copyright � 2005 MortgageScript.com - All Rights Reserved! There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.

Terms of Reference:

PITI (principal, interest, taxes, and insurance) - The principal and interest payment on most loans is fixed for the term of the loan; the tax and insurance portion may be adjusted to reflect changes in taxes or insurance costs.

Note: In cases where the buyer puts down less than 20% of the Sales Price, Mortgage Insurance may be required as part of the Total Monthly Payment (PITI).

Conventional Mortgage

After evaluating your numbers with the mortgage calculator, check out what could be the "best deal for a mortgage".

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